Important Disclaimers
Past performance does not guarantee future results.
Financial planning involves risk and individual circumstances vary significantly.
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. All content is provided in good faith, however we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information.
Individual financial circumstances vary greatly, and what works for one person may not be suitable for another. Results may vary based on personal circumstances, market conditions, and individual commitment to following recommendations.
Limitation of Liability
Under no circumstance shall quendavos, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, punitive, special or consequential damages including but not limited to:
- Loss of profits, revenue, or business opportunities
- Interruption of business or financial loss
- Loss of programs or other data on your information handling system
- Personal injury or property damage arising from your use of our services
Information Accuracy
While we strive to keep the information up to date and correct, we make no representations or warranties about the completeness, accuracy, reliability, suitability or availability of the website or the information contained herein.
Any reliance you place on such information is strictly at your own risk.
Not Professional Advice
The content on this website does not constitute professional financial, legal, or tax advice. Our consultations are informational discussions about general financial planning concepts and personal money management approaches.
You should always seek the advice of qualified professionals regarding your specific financial situation before making any financial decisions.
External Links Disclaimer
Our website may contain links to external websites that are not provided or maintained by quendavos. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.
These links are provided for convenience only and do not constitute an endorsement of the content or services provided.
Results and Outcomes Disclaimer
Individual results may vary.
Success in financial planning depends on many factors including personal circumstances, market conditions, individual commitment, and external economic factors beyond our control. We cannot guarantee specific outcomes or results.
User Indemnification
You agree to indemnify and hold harmless quendavos and its affiliates from any claims, losses, damages, liabilities, including legal fees and expenses, arising out of your use or misuse of the website, your violation of these disclaimers, or your violation of the rights of another.
Jurisdiction and Governing Law
These disclaimers and your use of the website are governed by Australian law and subject to the following jurisdictional provisions:
Applicable Law
These disclaimers shall be governed by and construed in accordance with the laws of Australia, without regard to conflict of law principles.
State and Territory Variations
Where applicable, local state and territory laws may apply to specific aspects of our services and these disclaimers.
Dispute Resolution
Any disputes arising from these disclaimers or use of our website shall be resolved through the appropriate courts of Australia.
Severability
If any provision of these disclaimers is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions shall otherwise remain in full force and effect.
Modifications to Disclaimers
quendavos reserves the right to revise these disclaimers at any time without notice. By using this website, you are agreeing to be bound by the current version of these disclaimers.
We recommend reviewing this page periodically for any changes.
Acceptance of Disclaimers
By accessing and using this website, you accept and agree to be bound by the terms and provision of these disclaimers. If you do not agree to abide by the above, please do not use this service.
Contact Information for Disclaimers
If you have any questions about these disclaimers, please contact us using the information below:
quendavos
Level 15, 680 George Street, Sydney NSW 2000, Australia
Last updated: September 1, 2025
Licensed by ASIC ACN 847329